Cautionary Items

• Note 1) The above loan calculation results are based on the deferred repayment method.

• Note 2) The above interest is calculated based on 30/360. The actual interest on your loan may differ from the above results as the interest is calculated on a daily basis.

• Note 3) In case of principal installment payment, the odd sum of principal is paid added to the last payment of the principal installment.

Cautionary Items

• Note 1) The above loan calculation results are based on the deferred repayment method.

• Note 2) The above interest is calculated based on 30/360. The actual interest on your loan may differ from the above results as the interest is calculated on a daily basis.

• Note 3) In case of principal installment payment, the odd sum of principal is paid added to the last payment of the principal installment.

Cautionary Items

• Date and time of redemption upon maturity
  It is a method designed to let you pay only the interest over a loan period and pay the principal at maturity.

• Principal repayment by installment
  It is a method designed to let you repay a uniform amount for the principal calculated by dividing the principal by the loan period, and pay the interest corresponding to the reducing loan balance. The amount that you repay every month for the principal is uniform, but the amount of interest decreases every month.

• Principal and interest repayment by installment
  It is a method designed to let you pay by installment a uniform amount of monthly principal and interest, which is calculated by dividing the sum of the principal plus the total amount of interest that you are required to pay for the loan period by the loan period.